What NOT to do After an Accident
Serge Semirog
Immediately after a car crash, you will probably feel a mix of emotions: anger for not being more careful, guilt for causing harm to another person, shame knowing you will have to tell your family and friends, annoyance knowing the trouble you are about to go through, and shock above all else.
Nevertheless, now is not the time to loose control of your head. Now, more than ever, you need to remain calm and be sure not to fall into obvious pitfalls that may harm your claim:
- Do Not Apologize
- Naturally, your guilt and pity towards the other driver(s) will make you feel as if you need to apologize, but should your apology be brought up when talking to the adjuster or in a court of law before your peers, it may be considered admittance.
- Do Not Leave the Scene
- You have a duty to stop after an accident. If you do not stop, you will be in violation of the law. No matter how small the accident is, you must stop and remain at the scene.
- Do Not "Leave the Police Out of It"
- If you do not call 911 after your vehicular emergency, you are leaving yourself wide open for bad information. If the other driver gives you an insurance card, how do you know it is real? Without the police to verify everything, you may have no insurance to call and no police report to reference. Your claim will be much harder to handle.
- Do Not Be Aggressive Toward the Other Driver
- You may feel furious after your accident. You may think that it is all the other person's fault and not yours and you may naturally be angered. Yelling and screaming at each other will not help in any way. Plus, using profane or indecent language on public highways is illegal and punishable.
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