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call US at (704) 759-6110

10550 Independence Pointe Pkwy, Ste 200
Matthews, NC 28105
USA

(704) 759-6110

Semirog Law Firm, pllc is a personal injury and auto accidents law firm located in Charlotte and Matthews, North Carolina.   We are committed to providing quality legal services in a dedicated and cost-effective manner to all members of our community, regardless of race, gender, or national origin.

We have handled complicated litigation in the areas of personal injury, car wrecks, truck accidents, family and business law.  In addition, we have experience in real estate law and short-sale negotiations.

We offer standard and flexible billing arrangements for our clients, such as flat fee billing, hourly billing, and contingency fee billing depending on the type of legal matter.

Insurance Points in Case of an Auto Collision

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Matthews North Carolina personal injury and auto accident attorneys and Charlotte North Carolina personal injury and auto accident and car accident and motorcycle accident attorneys.

Read our blog where we post recents news in developments in the personal injury and car and auto accidents law in North Carolina.  Learn interesting facts and legal concepts that will help you in your daily life.

Insurance Points in Case of an Auto Collision

Serge Semirog

In North Carolina, drivers who are convicted of moving traffic violations and/or cause accidents will be charged higher premiums in accordance with their driving records.  

Insurance points are charged as follows for convictions and at-fault accidents:

1 POINT

  • Moving violations
  • At-fault accident resulting in bodily injury (to all persons) of $1,800 or less; OR resulting in property damage (including damage to insured’s own property) of $1,800 or less
  • Speeding 10 mph or less in excess of speed limit of less than 55 mph

2 POINTS

  • Illegal passing
  • Following too closely
  • Driving on wrong side of the road
  • At-fault accident resulting in total property damage (including damage to insured’s own property) in excess of $1,800 but less than $3,000
  • Speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less than 76 mph
  • Speeding 10 mph or less in excess of speed zone of 55 mph or greater

3 POINTS

  • At-fault accident resulting in death, or total bodily injury* (to all persons) in excess of $1,800; OR resulting in total property damage (including damage to insured’s own property) of $3,000 or more

4 points

  • Reckless driving
  • Hit-and-run resulting in property damage only
  • Passing a stopped school bus
  • Speeding in excess of 75 mph when the speed limit is less than 70 mph
  • Speeding in excess of 80 mph when the speed limit is 70 mph or greater
  • Driving by a person less than age 21 after consuming alcohol or drugs

8 points

  • Driving during revocation or suspension of license or registration
  • Aggressive driving

10 points

  • Highway racing or lending a car for highway racing
  • Speeding to elude arrest

12 points

  • Manslaughter or negligent homicide
  • Prearranged highway racing or lending a car for prearranged highway racing
  • Hit-and-run resulting in bodily injury or death
  • Driving with a blood-alcohol level of .08 or more
  • Driving commercial vehicle with a blood-alcohol level of .04 or more
  • Driving while impaired
  • Transporting illegal intoxicating liquor for sale

 

 

By Serge SemirogGoogle +